Protecting your home and personal belongings is critical. To add protection and coverage, a flood policy is needed in the event of flooding because your home insurance policy does NOT cover this disaster.
Since homeowners insurance doesn't cover flood damage, it's important to have insurance protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact Texas and the U.S.
You have to purchase flood insurance separately as a stand alone policy!
If you live in a flood zone, your mortgage company may require you to purchase a flood insurance policy.
Flood insurance provides two types of protection in the event of a flooding. The two types are building and contents. The building covers the building itself. The contents covers your possessions. It's important to know the flood insurance policy does not cover the land itself.
We are here to help you with your needs to ensure you and your family are protected! Let us help you!